By Charles Davidson
In the last few years, the idea of donating older cars to charity is an idea that has begun to take hold. Spurred on by tax advantages, many people like the idea of helping a good cause and getting a little benefit from their action.
Because it’s such a new idea, donating a car to charity may make people nervous. They don’t know what to expect or how to go about it. As a result, it’s easier to sell a car or have it towed off to a junkyard.
It’s actually very easy and most charities that accept car donations will help you through the process. Here are some common questions and answers about car donation programs.
Are Car Donation Programs Real?
Some people doubt whether car donations are real. It doesn’t make sense to them to give a way a car, even if there are some benefits to the donor. They are caught up in the idea that it doesn’t sound right and there can’t possibly be a way to benefit from car donation.
Car donation programs are real and the IRS does offer tax benefits to anyone who donates a car to charity – just like the benefits for making cash donations or contributions of clothing or furniture. The only restrictions that apply involve the amount of money you can claim as a deduction on your tax return.
How Do Car Donation Programs Work?
Many charities accept car donations with the idea that they can turn around and sell the car at auction. The money from the proceeds can then be used to pay the expenses of the charity’s programs.
Other charities accept cars in order to provide them to people who need transportation. In our society, cars are considered a necessity. Someone without a car can feel removed from society, isolated and facing discrimination. Opportunities – jobs, education, and social activities – can be missed when someone doesn’t have a car. These charity organizations provide cars for people who need them.
Other organizations don’t regularly accept cars but will accept a vehicle if it helps them fulfill their mission. A soup kitchen, for example, might have a need for a new truck to help them pick up food and supplies and deliver them to the kitchen. Since the donation of a delivery truck would help them with their primary purpose, they would rather keep the truck than to sell it or give it away.
Do People Really Donate Cars to Charity?
Article Source:
Donate Your Car for a Cause
Tags: Car
Donate Your Auto
NLP na Mazurach
Saturday, December 30, 2006
Tuesday, December 26, 2006
Wondering What To Do With That Old Car, Why Not Donate It?
By Gregg Hall
How many cars do you have in the driveway? One, two, maybe more? Do you use them all? Are they all really necessary? While it may seem that you need each car, it may be that having more than one is actually costing you more than you think.
Consider how much the insurance is costing you on that second car. Couldn't that money be better spent elsewhere? Do you have children? Will they be going to college? The money that you are spending on insurance could be saved for a college education. College isn't getting any cheaper; in fact, the prices are climbing more every year.
Here is a crazy idea, why not donate a car to a charitable organization?
Are you too busy to try to sell the car?
Is there any use for the old car?
There are organizations that would be willing to tow it away for you for the donation.
What are the incentives to donating a car?
Helping people in need (obviously).
An excellent chance that you could write off the resale value of the car as a tax deduction.
The organization would more than likely be very willing to let you know what price they received for the car when they sold it.
You in turn, would supply this information to the person who does your taxes so it could be put in your tax return.
In other words, this helps you as well as the organization.
A car donation works basically the same as any other donation with the exception that the organization will sell the car and then use the money that they receive for the car for something good. The organizations can be for anything. They can be cancer organizations, homeless organizations, Make a Wish type organizations, etc.
When you donate the car it is considered a donation for what the current Kelley Blue Book value is. The mileage is also considered in the value of the car. When you donate the car the organization will give you a receipt for the car with the current Blue Book value on the receipt. This helps in showing that the donation was a legitimate donation especially if the name and address of the organization is on the receipt. Another situation where a couple of bad apples have spoiled the whole bunch, some people have made up deductions so it is always a good idea to have proof.
If the person would sell the car and get more than the Blue Book value for the car they would have to report that as a gain and then report that on their taxes and actually have to pay taxes on that gain. But, if the person would get less than the Blue Book value the person would not be able to report that as a loss unless of course they were in the business of selling cars. In other words, a car salesman could report that as a loss but a grocery store owner could not.
Article Source:
Wondering What To Do With That Old Car, Why Not Donate It?
Tags: Car
Donate Your Auto
NLP na Mazurach
How many cars do you have in the driveway? One, two, maybe more? Do you use them all? Are they all really necessary? While it may seem that you need each car, it may be that having more than one is actually costing you more than you think.
Consider how much the insurance is costing you on that second car. Couldn't that money be better spent elsewhere? Do you have children? Will they be going to college? The money that you are spending on insurance could be saved for a college education. College isn't getting any cheaper; in fact, the prices are climbing more every year.
Here is a crazy idea, why not donate a car to a charitable organization?
Are you too busy to try to sell the car?
Is there any use for the old car?
There are organizations that would be willing to tow it away for you for the donation.
What are the incentives to donating a car?
Helping people in need (obviously).
An excellent chance that you could write off the resale value of the car as a tax deduction.
The organization would more than likely be very willing to let you know what price they received for the car when they sold it.
You in turn, would supply this information to the person who does your taxes so it could be put in your tax return.
In other words, this helps you as well as the organization.
A car donation works basically the same as any other donation with the exception that the organization will sell the car and then use the money that they receive for the car for something good. The organizations can be for anything. They can be cancer organizations, homeless organizations, Make a Wish type organizations, etc.
When you donate the car it is considered a donation for what the current Kelley Blue Book value is. The mileage is also considered in the value of the car. When you donate the car the organization will give you a receipt for the car with the current Blue Book value on the receipt. This helps in showing that the donation was a legitimate donation especially if the name and address of the organization is on the receipt. Another situation where a couple of bad apples have spoiled the whole bunch, some people have made up deductions so it is always a good idea to have proof.
If the person would sell the car and get more than the Blue Book value for the car they would have to report that as a gain and then report that on their taxes and actually have to pay taxes on that gain. But, if the person would get less than the Blue Book value the person would not be able to report that as a loss unless of course they were in the business of selling cars. In other words, a car salesman could report that as a loss but a grocery store owner could not.
Article Source:
Wondering What To Do With That Old Car, Why Not Donate It?
Tags: Car
Donate Your Auto
NLP na Mazurach
Monday, December 18, 2006
Reasons Why Car Donations Work
By Michael Rad
You might find yourself in the following situation: your car recently broke down and fixing it will actually cost you more than its worth or more than you expect. By saving the money required for the mechanical support, you might use them to purchase a new and better car. Secondly, car donation gives you a great satisfaction, because it is a noble and meaningful gesture. By understanding that you can help others in the process, you might find it easier to let go of the car you have been driving in the past years. Some of the charitable organizations work to support children and their needs to get a car for their daily duties. There are others organizations that work for the less fortunate people, who simply can afford a car, although they are in great need of one. Finding a great and meaningful cause and supporting it might be more fulfilling than you expect.
Another reason to consider a car donation is the old age of your car. If you have problems due to its increased mileage and great number of years, which imply frequent visits to the mechanic and various conditions that take a lot of your time and money, then opting for car donation might be the answer. Even more, most of the charity foundations will fix up the car before actually offering it to the ones who need it. You might find yourself in the situation of relocating to a far place or simply wanting to quickly sell your car. If you already decided to give up your car and you are thinking about fast and safe ways to do so, then opting for car domination is the right solution. Car donation saves you the hassle of finding a buyer, presenting the car too many times, haggling about the price and dealing with the frustrating paper work. Car donation is a great choice if you are in search of a new and better car or if you are simply trying to get involved in a charitable activity, which is affordable, meaningful and easy to follow.
(...)
Article Source:
Reasons Why Car Donations Work
Tags: Car
Donate Your Auto
NLP na Mazurach
You might find yourself in the following situation: your car recently broke down and fixing it will actually cost you more than its worth or more than you expect. By saving the money required for the mechanical support, you might use them to purchase a new and better car. Secondly, car donation gives you a great satisfaction, because it is a noble and meaningful gesture. By understanding that you can help others in the process, you might find it easier to let go of the car you have been driving in the past years. Some of the charitable organizations work to support children and their needs to get a car for their daily duties. There are others organizations that work for the less fortunate people, who simply can afford a car, although they are in great need of one. Finding a great and meaningful cause and supporting it might be more fulfilling than you expect.
Another reason to consider a car donation is the old age of your car. If you have problems due to its increased mileage and great number of years, which imply frequent visits to the mechanic and various conditions that take a lot of your time and money, then opting for car donation might be the answer. Even more, most of the charity foundations will fix up the car before actually offering it to the ones who need it. You might find yourself in the situation of relocating to a far place or simply wanting to quickly sell your car. If you already decided to give up your car and you are thinking about fast and safe ways to do so, then opting for car domination is the right solution. Car donation saves you the hassle of finding a buyer, presenting the car too many times, haggling about the price and dealing with the frustrating paper work. Car donation is a great choice if you are in search of a new and better car or if you are simply trying to get involved in a charitable activity, which is affordable, meaningful and easy to follow.
(...)
Article Source:
Reasons Why Car Donations Work
Tags: Car
Donate Your Auto
NLP na Mazurach
Sunday, December 17, 2006
It's Not A Joke: Donate Your Car
By Tom Sample
Donating cars to others can make a very big difference in people's lives. But, when you do make the choice to donate a car, you should be certain the vehicle you're giving away is one that will truly help the person who receives it.
When you donate cars, it's very important to be certain you really want to give a car away. A donation of a car is a big investment in charity. It's also something that will be a very big deal to the person who receive the car you've donated.
If you think about it, when you donate a car to charity, the gift can really help give someone freedom to pursue their dreams. Very often all that stands between a person and independence is an ability to get to where they need to go. Everything from employment to medical appointments can depend on having reliable transportation. A gift of a donated car can really help give this to someone who desperately needs it.
Single people, families and single parents can all benefit from donated cars. When the cars are solid and they come with no strings attached, they can serve as a much-needed hand up to assist a person in building their life anew.
To make sure your donated car is a good gift for its recipient, it's important you do a few things before you turn it over:
* Clean the donated car inside and out. Make sure the people you intend to donate the car to know you think they are important by ensuring the vehicle is properly cleaned and detailed.
(...)
Article Source:
It's Not A Joke: Donate Your Car
Tags: Car
Donate Your Auto
NLP na Mazurach
Donating cars to others can make a very big difference in people's lives. But, when you do make the choice to donate a car, you should be certain the vehicle you're giving away is one that will truly help the person who receives it.
When you donate cars, it's very important to be certain you really want to give a car away. A donation of a car is a big investment in charity. It's also something that will be a very big deal to the person who receive the car you've donated.
If you think about it, when you donate a car to charity, the gift can really help give someone freedom to pursue their dreams. Very often all that stands between a person and independence is an ability to get to where they need to go. Everything from employment to medical appointments can depend on having reliable transportation. A gift of a donated car can really help give this to someone who desperately needs it.
Single people, families and single parents can all benefit from donated cars. When the cars are solid and they come with no strings attached, they can serve as a much-needed hand up to assist a person in building their life anew.
To make sure your donated car is a good gift for its recipient, it's important you do a few things before you turn it over:
* Clean the donated car inside and out. Make sure the people you intend to donate the car to know you think they are important by ensuring the vehicle is properly cleaned and detailed.
(...)
Article Source:
It's Not A Joke: Donate Your Car
Tags: Car
Donate Your Auto
NLP na Mazurach
Wednesday, December 13, 2006
Charity Car Donation – Steps to Take
By Michael Rad
You can donate your car to a wide range of charity organizations, but picking the most representative ones requires getting some previous information. So before actually donating your car, make sure you get some relevant info about the charity organization, its purposes, projects and usage of your car. You might find out that there are various organizations that have different goals and you will probably find, among them, a great cause and possibility to donate your car to something meaningful.
Even more, make sure that your car is going to go to an eligible organization that is serious in its acts and has valid previous work. In order to be sure, speaking directly with the charity agents is the safest way to go. In fact, the IRS requests that the donors are aware of the type of the fundraiser society they choose. When talking to the charity representatives, the most important information regards the exact usage of your car, if it will be sold, fixed up, offered to the less fortunate people and so on. Besides these, you should check up if the charity organization is qualified and in order to know that for sure, you can review the organization’s state registrations and financial situations, administrative costs and charitable programs.
(...)
Article Source:
Charity Car Donation – Steps to Take
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
You can donate your car to a wide range of charity organizations, but picking the most representative ones requires getting some previous information. So before actually donating your car, make sure you get some relevant info about the charity organization, its purposes, projects and usage of your car. You might find out that there are various organizations that have different goals and you will probably find, among them, a great cause and possibility to donate your car to something meaningful.
Even more, make sure that your car is going to go to an eligible organization that is serious in its acts and has valid previous work. In order to be sure, speaking directly with the charity agents is the safest way to go. In fact, the IRS requests that the donors are aware of the type of the fundraiser society they choose. When talking to the charity representatives, the most important information regards the exact usage of your car, if it will be sold, fixed up, offered to the less fortunate people and so on. Besides these, you should check up if the charity organization is qualified and in order to know that for sure, you can review the organization’s state registrations and financial situations, administrative costs and charitable programs.
(...)
Article Source:
Charity Car Donation – Steps to Take
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
Monday, December 11, 2006
Why Donate Your Car To Charity?
By: Daniel Richards
If you have an old car in your garage (or backyard) and you don’t have a clue how to get rid of it, one way is to donate your car to a charity. You might think that your old car won’t matter at all and it’s a piece of junk, but your car can still be useful. You will be helping a lot of people, and at the same time gain something for yourself. Car donation is the best option to get rid of an unused car while giving you the chance to help yourself and others. Your charitable donation might mean a lot, without you even realizing it.
You can get started by finding a charitable institution online. It is best to search for them online because it is the easiest, fastest way to get the information you need. While online, you can speak to a representative and they will explain the steps and procedures and the law regarding tax deductions. If is important that you are aware of the tax deduction rules so that you’ll know what to expect regarding the benefits you’ll get from your donated car.
If you donate your car, you can claim a tax deduction of up to $500. If the charity sells your vehicle for more than $500, you will be notified with the exact amount of the sale, and can use this amount on your tax return. The market value will depend upon the kind of vehicle you donate. Not all values are equal. For example, late model cars and vans that have seen a lot of miles can be used, though they might need some costly repairs before they are ready to be put back on the road by the charity.
(...)
Article Source:
Why Donate Your Car To Charity?
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
If you have an old car in your garage (or backyard) and you don’t have a clue how to get rid of it, one way is to donate your car to a charity. You might think that your old car won’t matter at all and it’s a piece of junk, but your car can still be useful. You will be helping a lot of people, and at the same time gain something for yourself. Car donation is the best option to get rid of an unused car while giving you the chance to help yourself and others. Your charitable donation might mean a lot, without you even realizing it.
You can get started by finding a charitable institution online. It is best to search for them online because it is the easiest, fastest way to get the information you need. While online, you can speak to a representative and they will explain the steps and procedures and the law regarding tax deductions. If is important that you are aware of the tax deduction rules so that you’ll know what to expect regarding the benefits you’ll get from your donated car.
If you donate your car, you can claim a tax deduction of up to $500. If the charity sells your vehicle for more than $500, you will be notified with the exact amount of the sale, and can use this amount on your tax return. The market value will depend upon the kind of vehicle you donate. Not all values are equal. For example, late model cars and vans that have seen a lot of miles can be used, though they might need some costly repairs before they are ready to be put back on the road by the charity.
(...)
Article Source:
Why Donate Your Car To Charity?
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
Sunday, December 10, 2006
Discount Auto Insurance
By Tristan Andrews
Everyone associates auto insurance with high premiums. With good reason—many premiums are high, depending on the demographics of drivers as well as their driving record. Dissatisfied drivers are constantly looking for affordable insurance from other companies, as indicated by the many free quotes offered online. There is good news—discount auto insurance can be found. The secret to finding discount insurance is to know where to look.
Consider these 5 pointers:
1. Shop around. There are literally hundreds of insurance companies competing for your business. While many of them are priced to compete with each other, others make their money on the assumption that most potential customers are too lazy to shop around for a better quote. The sad truth is, many are. And so drivers are stuck with expensive insurance with high premiums that simply cover what other people have insured for significantly less. There is discount auto insurance out there, but until you search for the best deal in town—or better yet throughout the nation and the Internet—then you might be paying too much.
2. Discount your current auto insurance by raising your deductible. How safe a driver are you? If you learn over a period of time that you’re a near-perfect driver, and better yet, a good defensive driver who avoids other people’s mistakes, then it might be worth thinking about to take a higher deductible. Doing so will lower your monthly auto insurance bill substantially. If you’re a good defensive driver then maybe you can afford to raise your deductible, given that you rarely have to worry about it, and lower your payments. But always be sure in the case of an emergency, that you have enough money saved up to pay the deductible. Stranger things have happened than a week of bad luck.
(...)
Article Source:
Discount Auto Insurance
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
Everyone associates auto insurance with high premiums. With good reason—many premiums are high, depending on the demographics of drivers as well as their driving record. Dissatisfied drivers are constantly looking for affordable insurance from other companies, as indicated by the many free quotes offered online. There is good news—discount auto insurance can be found. The secret to finding discount insurance is to know where to look.
Consider these 5 pointers:
1. Shop around. There are literally hundreds of insurance companies competing for your business. While many of them are priced to compete with each other, others make their money on the assumption that most potential customers are too lazy to shop around for a better quote. The sad truth is, many are. And so drivers are stuck with expensive insurance with high premiums that simply cover what other people have insured for significantly less. There is discount auto insurance out there, but until you search for the best deal in town—or better yet throughout the nation and the Internet—then you might be paying too much.
2. Discount your current auto insurance by raising your deductible. How safe a driver are you? If you learn over a period of time that you’re a near-perfect driver, and better yet, a good defensive driver who avoids other people’s mistakes, then it might be worth thinking about to take a higher deductible. Doing so will lower your monthly auto insurance bill substantially. If you’re a good defensive driver then maybe you can afford to raise your deductible, given that you rarely have to worry about it, and lower your payments. But always be sure in the case of an emergency, that you have enough money saved up to pay the deductible. Stranger things have happened than a week of bad luck.
(...)
Article Source:
Discount Auto Insurance
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
Saturday, December 9, 2006
Negotiating Tips On How To Sell Your Own Car
By Jim Johnson
If you aren't a car salesman by vocation, the whole process of how to sell your own car can be intimidating, but if you follow a few simple guidelines, almost anyone can do it and do just fine. Selling your own car is a wise move as you can often save several thousand dollars over just trading it in instead, as most people do. But you have to be prepared to show what your vehicle is worth and know how to get the price you want. Here are some negotiating tips on how to sell your own car quickly and easily:
* Before you even put your first ad out there, get to know exactly what your current vehicle is worth. This is very important as many buyers are going to try to convince you that your car is worth less than it really is, and that's because they want the best deal possible. But if you have done your homework you will know what a fair price is and you won't have to waste time on insufficient offers. So go to kbb.com and nadaguides.com and find out what they say your car's "Market Value" is, not the trade-in vale. Market value is what you can expect to sell the car for on the open market as a straight sale. It's also a good idea to print out these pages that list the car's market value so you can show them as proof to prospective buyers. This validates your asking price.
(...)
Article Source:
Negotiating Tips On How To Sell Your Own Car
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
If you aren't a car salesman by vocation, the whole process of how to sell your own car can be intimidating, but if you follow a few simple guidelines, almost anyone can do it and do just fine. Selling your own car is a wise move as you can often save several thousand dollars over just trading it in instead, as most people do. But you have to be prepared to show what your vehicle is worth and know how to get the price you want. Here are some negotiating tips on how to sell your own car quickly and easily:
* Before you even put your first ad out there, get to know exactly what your current vehicle is worth. This is very important as many buyers are going to try to convince you that your car is worth less than it really is, and that's because they want the best deal possible. But if you have done your homework you will know what a fair price is and you won't have to waste time on insufficient offers. So go to kbb.com and nadaguides.com and find out what they say your car's "Market Value" is, not the trade-in vale. Market value is what you can expect to sell the car for on the open market as a straight sale. It's also a good idea to print out these pages that list the car's market value so you can show them as proof to prospective buyers. This validates your asking price.
(...)
Article Source:
Negotiating Tips On How To Sell Your Own Car
Article Sourse II
Tags: Car
Donate Your Auto
NLP na Mazurach
Friday, December 8, 2006
Push Your Car Back To Life
By Mark Clarkson
Have you ever tried starting your car but it seems like it has already lost its power?
This kind of situation could happen to anyone especially during times when you may have forgotten to turn off some of your Toyota car parts and the other accessories of your vehicle like the lights. When you do this, the stored charge from the battery is used up leaving no more power to start your vehicle up.
You may think that jumper cables might be the answer to this problem. However, what if you do get caught in such a situation without any cars with charged batteries nearby?
You actually still could start up your vehicle without the use of jumper cables. In fact, there is one proven yet very simple way of starting up a car with a dead battery. The answer? Pushing your car back to life. Keep in mind, though, that you can only push your car to let it start if and only if your car has a stick shift or employs the use of a manual transmission. You can start up your car if the problem is the battery or the starter.
(...)
Article Source:
Push Your Car Back To Life
Article Sourse II
____
Tags: Car
Donate Your Auto
NLP na Mazurach
Have you ever tried starting your car but it seems like it has already lost its power?
This kind of situation could happen to anyone especially during times when you may have forgotten to turn off some of your Toyota car parts and the other accessories of your vehicle like the lights. When you do this, the stored charge from the battery is used up leaving no more power to start your vehicle up.
You may think that jumper cables might be the answer to this problem. However, what if you do get caught in such a situation without any cars with charged batteries nearby?
You actually still could start up your vehicle without the use of jumper cables. In fact, there is one proven yet very simple way of starting up a car with a dead battery. The answer? Pushing your car back to life. Keep in mind, though, that you can only push your car to let it start if and only if your car has a stick shift or employs the use of a manual transmission. You can start up your car if the problem is the battery or the starter.
(...)
Article Source:
Push Your Car Back To Life
Article Sourse II
____
Tags: Car
Donate Your Auto
NLP na Mazurach
By Mark Clarkson
Have you ever tried starting your car but it seems like it has already lost its power?
This kind of situation could happen to anyone especially during times when you may have forgotten to turn off some of your Toyota car parts and the other accessories of your vehicle like the lights. When you do this, the stored charge from the battery is used up leaving no more power to start your vehicle up.
You may think that jumper cables might be the answer to this problem. However, what if you do get caught in such a situation without any cars with charged batteries nearby?
You actually still could start up your vehicle without the use of jumper cables. In fact, there is one proven yet very simple way of starting up a car with a dead battery. The answer? Pushing your car back to life. Keep in mind, though, that you can only push your car to let it start if and only if your car has a stick shift or employs the use of a manual transmission. You can start up your car if the problem is the battery or the starter.
(...)
Article Source:
Push Your Car Back To Life
Article Sourse II
____
Tags: Car
Donate Your Auto
NLP na Mazurach
Have you ever tried starting your car but it seems like it has already lost its power?
This kind of situation could happen to anyone especially during times when you may have forgotten to turn off some of your Toyota car parts and the other accessories of your vehicle like the lights. When you do this, the stored charge from the battery is used up leaving no more power to start your vehicle up.
You may think that jumper cables might be the answer to this problem. However, what if you do get caught in such a situation without any cars with charged batteries nearby?
You actually still could start up your vehicle without the use of jumper cables. In fact, there is one proven yet very simple way of starting up a car with a dead battery. The answer? Pushing your car back to life. Keep in mind, though, that you can only push your car to let it start if and only if your car has a stick shift or employs the use of a manual transmission. You can start up your car if the problem is the battery or the starter.
(...)
Article Source:
Push Your Car Back To Life
Article Sourse II
____
Tags: Car
Donate Your Auto
NLP na Mazurach
Wednesday, December 6, 2006
Top 10 Factors Affecting Your Auto Insurance Premiums
By Dean Cecere
When it comes to shopping around for car insurance, there are many considerations to keep in mind. Whether you are a new driver or have many years of driving experience, now is as good a time as any to understand how insurance companies evaluate you in order to come up with a premium for your vehicle coverage policy. This is particularily important if you are shopping around for the cheapest car insurance, and why shouldn't you? Basically, according to many auto insurance professionals, the following is a list of the top 10 factors affecting your insurance premiums for auto protection.
1. Year, make and model of vehicle: The more a vehicle costs to repair will be more expensive to insure. Fast sporty cars will have a heftier premium than a 4 cylinder sedan, as will cars that are prone to theft, as well as newer vehicles.
2. Gender: Unfortunately, this is one you have no control over. Statistically, females have less collisions than male drivers.
3. Vehicle usage: Do you commute to work, or is the car used mainly for pleasure? How much mileage do you drive yearly?
4. Age of driver: According to insurance professionals, younger drivers pose a higher risk level. The more years you have been insured consistantly, the lower you can expect to pay.
5. Past claims: Companies look at your past driving record, especially if you have made claims in the past. If you have been involved in accidents, and have been found to be at fault, you will be considered a high risk driver.
Article Source:
Top 10 Factors Affecting Your Auto Insurance Premiums
Tags: Car
Donate Your Auto
When it comes to shopping around for car insurance, there are many considerations to keep in mind. Whether you are a new driver or have many years of driving experience, now is as good a time as any to understand how insurance companies evaluate you in order to come up with a premium for your vehicle coverage policy. This is particularily important if you are shopping around for the cheapest car insurance, and why shouldn't you? Basically, according to many auto insurance professionals, the following is a list of the top 10 factors affecting your insurance premiums for auto protection.
1. Year, make and model of vehicle: The more a vehicle costs to repair will be more expensive to insure. Fast sporty cars will have a heftier premium than a 4 cylinder sedan, as will cars that are prone to theft, as well as newer vehicles.
2. Gender: Unfortunately, this is one you have no control over. Statistically, females have less collisions than male drivers.
3. Vehicle usage: Do you commute to work, or is the car used mainly for pleasure? How much mileage do you drive yearly?
4. Age of driver: According to insurance professionals, younger drivers pose a higher risk level. The more years you have been insured consistantly, the lower you can expect to pay.
5. Past claims: Companies look at your past driving record, especially if you have made claims in the past. If you have been involved in accidents, and have been found to be at fault, you will be considered a high risk driver.
Article Source:
Top 10 Factors Affecting Your Auto Insurance Premiums
Tags: Car
Donate Your Auto
Tuesday, December 5, 2006
How to Refinance Your Auto Loan Online
By Carrie Reede
Refinancing your car loan may be a smart move if you received a high interest rate. A high interest rate is generally indicative of some credit problems. While obtaining a rate that's a few percentage points higher than current trends may not seem like a big deal, it may cost you an addition $30 to $50 a month. To save money on your auto loan, improve your credit, and then consider refinancing for a lower rate.
What is a Refinance?
A refinance creates a new loan, which in turn replaces the existing loan. You may incur a prepayment penalty fee and a title transfer fee. Before agreeing to refinance, carefully weight the advantages and disadvantages. If the savings are marginal, refinancing may not be the best option.
When to Refinance?
The perfect time to refinance your auto loan is when your credit score has improved and when you have been paying on the existing loan for at least a year. After applying for a new auto loan, lenders will review your credit. Your credit score is a big factor is deciding the interest rate. Good credit applicants are offered great rates, whereas bad credit applicants must pay higher fees. Before refinancing, check your credit report. If you credit score needs improving, put off refinancing until you resolve credit issues.
Article Source:
http://ezinearticles.com/?How-to-Refinance-Your-Auto-Loan-Online&id=100276
Tags: Car
Donate Your Auto
Refinancing your car loan may be a smart move if you received a high interest rate. A high interest rate is generally indicative of some credit problems. While obtaining a rate that's a few percentage points higher than current trends may not seem like a big deal, it may cost you an addition $30 to $50 a month. To save money on your auto loan, improve your credit, and then consider refinancing for a lower rate.
What is a Refinance?
A refinance creates a new loan, which in turn replaces the existing loan. You may incur a prepayment penalty fee and a title transfer fee. Before agreeing to refinance, carefully weight the advantages and disadvantages. If the savings are marginal, refinancing may not be the best option.
When to Refinance?
The perfect time to refinance your auto loan is when your credit score has improved and when you have been paying on the existing loan for at least a year. After applying for a new auto loan, lenders will review your credit. Your credit score is a big factor is deciding the interest rate. Good credit applicants are offered great rates, whereas bad credit applicants must pay higher fees. Before refinancing, check your credit report. If you credit score needs improving, put off refinancing until you resolve credit issues.
Article Source:
http://ezinearticles.com/?How-to-Refinance-Your-Auto-Loan-Online&id=100276
Tags: Car
Donate Your Auto
Monday, December 4, 2006
Using Bio Diesel in your Car
By Davinos Greeno
It’s likely that the farmers would not blockade the countries roads for starters as people come resigned to the fact that high prices are here to stay. Unfortunately, the high prices are unlikely to decrease and are becoming more and more likely with increasing tensions around the world in oil economies leading to decreasing oil supply and price volatility in the world markets. Fossil fuels are running out an alarming rate and people are starting to look seriously at other alternatives.
Needless to say, an increase in oil prices will create hardships to the economy and in every person’s life. But some people state that the only way to get them to use public transport or to walk the 5 minutes to the local shop instead of driving is to price them out of using their cars for inefficient journeys. Increasingly people and making their own biodiesel fuel from used cooking oil to run their cars to reduce their dependence on oil.(...)
Article Source:
http://beta.blogger.com/post-edit.g?blogID=6089548349457259543&postID=3250850174966414123
Tags: Car
Donate Your Auto
It’s likely that the farmers would not blockade the countries roads for starters as people come resigned to the fact that high prices are here to stay. Unfortunately, the high prices are unlikely to decrease and are becoming more and more likely with increasing tensions around the world in oil economies leading to decreasing oil supply and price volatility in the world markets. Fossil fuels are running out an alarming rate and people are starting to look seriously at other alternatives.
Needless to say, an increase in oil prices will create hardships to the economy and in every person’s life. But some people state that the only way to get them to use public transport or to walk the 5 minutes to the local shop instead of driving is to price them out of using their cars for inefficient journeys. Increasingly people and making their own biodiesel fuel from used cooking oil to run their cars to reduce their dependence on oil.(...)
Article Source:
http://beta.blogger.com/post-edit.g?blogID=6089548349457259543&postID=3250850174966414123
Tags: Car
Donate Your Auto
Sunday, December 3, 2006
Does Your Car Engine Backfire?
By Tommy Sessions
Does your vehicle engine run ok?
Or does it cut-out on you sometimes when your are going to visit your in-laws?
Does it *spit* and *sputter* and *backfire*, then start running ok, again?
Symptoms of this nature can be several things.
• You could have a sparkplug wire shorting out.
• You could have an electrical wire shorting out.
• You may have some water in the fuel tank.
Let’s take the most common of these three mentioned.
Over the years you cannot keep they fuel tank full at all times.
With a fuel tank half full, the upper part can cause condensation.
This condensation will slowly build up and run down into the bottom of the tank.
When you start to pass another vehicle you call upon the fuel pump to give me more gasoline.
The fuel pump starts working overtime and picks up more fuel, then the water goes into the line along with the gasoline.
The fuel filter catches this water and since water is heavier than gasoline, it drops to the bottom of the filter.
After awhile though, you come up behind me, and I’m not driving quite as fast as you would like to go, so you floorboard it and go around me.
What happens when you floorboard it?
Right, you are asking for more fuel.(...)
Article Source:
http://beta.blogger.com/post-create.g?blogID=6089548349457259543
Tags: Car
Donate Your Auto
Does your vehicle engine run ok?
Or does it cut-out on you sometimes when your are going to visit your in-laws?
Does it *spit* and *sputter* and *backfire*, then start running ok, again?
Symptoms of this nature can be several things.
• You could have a sparkplug wire shorting out.
• You could have an electrical wire shorting out.
• You may have some water in the fuel tank.
Let’s take the most common of these three mentioned.
Over the years you cannot keep they fuel tank full at all times.
With a fuel tank half full, the upper part can cause condensation.
This condensation will slowly build up and run down into the bottom of the tank.
When you start to pass another vehicle you call upon the fuel pump to give me more gasoline.
The fuel pump starts working overtime and picks up more fuel, then the water goes into the line along with the gasoline.
The fuel filter catches this water and since water is heavier than gasoline, it drops to the bottom of the filter.
After awhile though, you come up behind me, and I’m not driving quite as fast as you would like to go, so you floorboard it and go around me.
What happens when you floorboard it?
Right, you are asking for more fuel.(...)
Article Source:
http://beta.blogger.com/post-create.g?blogID=6089548349457259543
Tags: Car
Donate Your Auto
Car Donation Tax Deductions
There are many nonprofit charitable organizations that accept car donations. Some of the vehicles are broken apart for parts, while some are used as part of a ?wheels to work? program that provides transportation to help people get to work. Other nonprofit organizations will sell your donated car and use the proceeds from the sale of your vehicle to fund important job training and employment programs for people with disabilities and other disadvantaged conditions that keep them from being successful in the workplace.
By Thomas Morva:
http://ezinearticles.com/?Car-Donation-Tax-Deductions&id=303714
Tags: Car
Donate Your Auto
By Thomas Morva:
http://ezinearticles.com/?Car-Donation-Tax-Deductions&id=303714
Tags: Car
Donate Your Auto
Want to Donate Your Car: Who Will Accept It?
By Mariah Cruz
Do you have a car that is just sitting around in your driveway? If so, what do you plan on doing with it? Unfortunately, many individuals do not know; therefore, their car sits there until it needs to be professionally removed. If you would like to actually do something with the vehicle that you are no longer driving, you may want to think about donating it.
When it comes to car donations, there are many individuals who are unsure as to whether or not they should donate their car. One of those reasons is due to a lack of knowledge on how the car donation process works. There are many individuals, maybe even yourself, who have no idea how to go about donating a car or even who they would donate their car to. If you are one of those individuals, you are advised against letting this lack of knowledge prevent you from participating in this amazing opportunity. Instead, you are advised to learn more about the car donation process.
(...)
Article Source:
http://EzineArticles.com/?expert=Mariah_Cruz
______________
Tags: Car
Donate Your Auto
Do you have a car that is just sitting around in your driveway? If so, what do you plan on doing with it? Unfortunately, many individuals do not know; therefore, their car sits there until it needs to be professionally removed. If you would like to actually do something with the vehicle that you are no longer driving, you may want to think about donating it.
When it comes to car donations, there are many individuals who are unsure as to whether or not they should donate their car. One of those reasons is due to a lack of knowledge on how the car donation process works. There are many individuals, maybe even yourself, who have no idea how to go about donating a car or even who they would donate their car to. If you are one of those individuals, you are advised against letting this lack of knowledge prevent you from participating in this amazing opportunity. Instead, you are advised to learn more about the car donation process.
(...)
Article Source:
http://EzineArticles.com/?expert=Mariah_Cruz
______________
Tags: Car
Donate Your Auto
Saturday, December 2, 2006
Donating Your Car to Father Joe's Car Donation Program
By Anurag Pareek
Early on Father Joe realized that he wanted to help people out. And with this in mind he grew several non profit organizations which are known as Father Joe’s Villages. In order to help out Father Joe you should look into what you can do. After all, helping others is a great thing to do. By donating your car you can help make other people happy which is always a good thing.
But before you decide to donate your car to anybody, make sure that you know who they are. The fact of the matter is that there are many con men out there that will do whatever they can to take your care and make money off of it. So before you donate your car, check with the Better Business Bureau to make sure that you are dealing with a reputable organization.(...)
(Article Source: http://EzineArticles.com/?expert=Anurag_Pareek)
_______________________________________
Tags: Car
Donate Your Auto
Early on Father Joe realized that he wanted to help people out. And with this in mind he grew several non profit organizations which are known as Father Joe’s Villages. In order to help out Father Joe you should look into what you can do. After all, helping others is a great thing to do. By donating your car you can help make other people happy which is always a good thing.
But before you decide to donate your car to anybody, make sure that you know who they are. The fact of the matter is that there are many con men out there that will do whatever they can to take your care and make money off of it. So before you donate your car, check with the Better Business Bureau to make sure that you are dealing with a reputable organization.(...)
(Article Source: http://EzineArticles.com/?expert=Anurag_Pareek)
_______________________________________
Tags: Car
Donate Your Auto
Donate a Vehicle
By Marcus Peterson
Donating a car is a charitable concept where people can donate used vehicles to the charitable organization of their choice. Those who are seeking to get rid of their old vehicle should consider donating it to those charitable organizations that are in constant need of help.
By donating a vehicle you are not only helping a noble cause, you can also take advantage of tax regulations that have offer incentives for such generous conduct. The IRS has rules and regulations that enable taxpayers to deduct the value of their donation to genuine charitable organizations.(...)
(Article Source: http://EzineArticles.com/?expert=Marcus_Peterson)
_____________________________
Tags: Car
Donate Your Auto
Donating a car is a charitable concept where people can donate used vehicles to the charitable organization of their choice. Those who are seeking to get rid of their old vehicle should consider donating it to those charitable organizations that are in constant need of help.
By donating a vehicle you are not only helping a noble cause, you can also take advantage of tax regulations that have offer incentives for such generous conduct. The IRS has rules and regulations that enable taxpayers to deduct the value of their donation to genuine charitable organizations.(...)
(Article Source: http://EzineArticles.com/?expert=Marcus_Peterson)
_____________________________
Tags: Car
Donate Your Auto
How Do I Initiate a Car Donation for Charity
By Sheldon Miller
Many people are participating in car donation these days as opposed to selling or junking their old vehicles. Although it can be a tax deduction if you donate to a reputable entity, the real benefit comes from knowing that the sale of your car will provide food, shelter and medication to the underprivileged.
Although the vehicle donation process used to be quite tedious - with multiple phone calls, numerous forms to fill out and the fact that you had to drive your vehicle to the donation center - it is now much simpler. You can essentially complete the entire process in a matter of minutes...all you need is a computer and an internet connection.
(Article Source: http://EzineArticles.com/?expert=Sheldon_Miller)
________________________________________
Tags: Car
Donate Your Auto
Many people are participating in car donation these days as opposed to selling or junking their old vehicles. Although it can be a tax deduction if you donate to a reputable entity, the real benefit comes from knowing that the sale of your car will provide food, shelter and medication to the underprivileged.
Although the vehicle donation process used to be quite tedious - with multiple phone calls, numerous forms to fill out and the fact that you had to drive your vehicle to the donation center - it is now much simpler. You can essentially complete the entire process in a matter of minutes...all you need is a computer and an internet connection.
(Article Source: http://EzineArticles.com/?expert=Sheldon_Miller)
________________________________________
Tags: Car
Donate Your Auto
Make a Difference and Reap the Benefits of Your Car Donation
By Chris Robertson
When you contemplate buying a car (whether it's previously owned or new), you're faced with the decision of what to do with your old car. Often, trading it in means receiving only a fraction of its value. Selling it through an ad in the newspaper or online is a hassle. Not only do you have to pay for the advertisement, but you also have to endure questions from potential buyers and make yourself available to people who want to view the car or take it for a test drive. In addition, you assume financial risks, in that the buyer may present you with, for example, a fraudulent check.(...)
(Article Source: http://EzineArticles.com/?expert=Chris_Robertson)
________________________________________
Tags: Car
Donate Your Auto
When you contemplate buying a car (whether it's previously owned or new), you're faced with the decision of what to do with your old car. Often, trading it in means receiving only a fraction of its value. Selling it through an ad in the newspaper or online is a hassle. Not only do you have to pay for the advertisement, but you also have to endure questions from potential buyers and make yourself available to people who want to view the car or take it for a test drive. In addition, you assume financial risks, in that the buyer may present you with, for example, a fraudulent check.(...)
(Article Source: http://EzineArticles.com/?expert=Chris_Robertson)
________________________________________
Tags: Car
Donate Your Auto
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